We collect certain data in order to properly and adequately provide the service to you. We also collect data in order to verify your identity.

When you register for the Service, we will collect the following (but not limited to), your telephone number as well as your name, age, Bank Verification Number (BVN), email address, your user information, account information, inventory of installed applications, your image (upload, storage and use) information, transaction information and the variables derived from the above information or other contact information. We may use your inventory of installed application to assess your habit of using financial apps and for risk control purposes. We may also use your stored fingerprint saved when you launch the app. Also, the information we collect from your images, including location data, date of creation, and other properties of the image will be reviewed when credit is granted. With the above information, we may cross-check your identity with third parties including the people you have provided as your emergency contacts and guarantors.

We may share your data with third parties in certain circumstances. We may, for example, share data with: